Information We Collect

Depending on the services you use, we may collect information such as:

• ✓ Full name
• ✓ Date of birth
• ✓ Mobile number
• ✓ Email address
• ✓ Residential and communication address
• ✓ PAN and Aadhaar-related information where required
• ✓ Employment or business information
• ✓ Income-related information
• ✓ Bank account details
• ✓ Loan application information
• ✓ Documents submitted as part of a loan application
• ✓ Information required for verification and KYC
• ✓ Payment and transaction-related information
• ✓ Information you provide when contacting us

We may also collect limited technical information such as browser type, device information, IP address, and website usage information.

How We Use Your Information

We may use your information to:

• ✓ Process and manage loan applications
• ✓ Verify your identity and submitted information
• ✓ Perform KYC and related verification
• ✓ Evaluate loan applications according to applicable processes
• ✓ Create and maintain customer records
• ✓ Process loan disbursements and repayments
• ✓ Communicate with you about your application or account
• ✓ Send payment reminders and service-related notifications
• ✓ Provide customer support
• ✓ Maintain records required for business and legal purposes
• ✓ Detect and prevent fraud, misuse, or unauthorized activity
• ✓ Improve our website and services
• ✓ Comply with applicable legal and regulatory requirements

Document and KYC Information

Documents submitted during the loan application process may contain sensitive personal information.

We use such information only for legitimate purposes connected with your application, verification, servicing, compliance, or other purposes permitted by applicable law.

Protection of Information

We take reasonable technical and organizational measures to protect customer information from unauthorized access, alteration, disclosure, loss, or misuse.

Sharing of Information

We may share relevant information where reasonably required for legitimate business, operational, legal, verification, payment-processing, or regulatory purposes.

We do not intend to sell your personal information to third parties.

Where information is shared with service providers, we expect such parties to handle the information appropriately and securely.

Payment Information

Payments may be processed through authorized payment service providers.

We may receive transaction-related information necessary to identify and reconcile payments. Payment credentials such as card details may be handled directly by the applicable payment provider rather than being stored by us.

Cookies

Our website may use cookies or similar technologies to improve website functionality, remember preferences, maintain sessions, and understand website usage.

You may be able to control cookies through your browser settings.

Data Retention

We may retain personal and loan-related information for as long as reasonably necessary to provide services, maintain business records, comply with legal or regulatory requirements, resolve disputes, and prevent fraud.

Your Responsibilities

You are responsible for providing accurate and complete information.

You should also keep your login credentials confidential and immediately inform us if you believe your account has been accessed without authorization.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updated version will be published on this page with the revised "Last Updated" date.

Contact Us

If you have questions regarding this Privacy Policy or the handling of your personal information, please contact us through the contact details provided on our website.